Personal Insurance: Protection for What Matters Most

We offer comprehensive personal insurance policies to safeguard your cherished assets and provide security for you and your family.

Explore Our Premier Personal Insurance Options

Highlighting Homeowners, Personal Auto, and Personal Umbrella Insurance – essential coverages to protect your most valuable personal assets.

"We love our's what they have to say."

More services
Renters’ insurance, often called tenants’ insurance, is an insurance policy that provides some of the benefits of homeowners’ insurance, but does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure. It provides liability insurance and the tenant’s personal property is covered against named perils such as fire, theft, and vandalism. It also pays expenses when the dwelling becomes uninhabitable. Due to renters’ insurance existing mainly to protect against losses to the tenant’s personal property and provide them with liability coverage but not to insure the actual dwelling, it’s significantly less expensive than a homeowners policy. The owner of the building is responsible for insuring the dwelling itself but bears no responsibility for the tenant’s belongings.

Coverage for damage to property caused by flood. May be available by endorsement to an all risk policy or to a difference-in-conditions policy. Normally, the coverage provided is subject to a per occurrence sublimit, an annual aggregate limit, and a separate deductible. Coverage may also be available from the National Flood Insurance Program (NFIP). [CPI VII.D-VII.E; PRMI 5.G]

Fine Arts Coverage – Inland marine property insurance for works of art, typically written on a valued basis. [CPI IX.I]

Boatowners Policy – The most common type of watercraft policy for individuals and families. This policy combines property, liability, medical payments, and uninsured boatowners coverage. It fills the coverage gap found in most homeowners policies, particularly with regard to property coverage. [PRMI 15.H]

Click here to get an Instant Quote for Mexico Auto Insurance.

Start Protecting Your Personal Assets Today

Ensure the safety of your personal treasures. Contact Breinholt Anderson Insurance Consultants for a personalized insurance policy that brings you tranquility and assurance.

Skip to content